November 2025 I Bond Rate Prediction

November 2025 I Bond Rate Prediction. Strong fundamentals and yields also set up municipal bonds well for 2025. The september 2024 inflation report set the i bond’s variable rate at 1.90%, which will go into effect for purchases after november 1, along with a new permanent fixed rate of 1.20%.

That said, we identify a floor at 4% for both the 2yr and the 10yr. The united states department of the treasury announces twice a year new fixed and inflation rates for i bond issues in may and november.